Definitely sit down with your CPA to discuss your specifics- but above is a fairly common guideline

Murphy exemption to Fair Housing rules.

Facts:  all 3 properties are on ONE loan and I am fairly certain they bought them as a bundle and ALSO used seller financing some years ago.  

I'm a fairly new investor and a question popped to my head due to the recent events with Equifax.

Hi @Tyson Thomas to piggyback on @Mike Day's comment, definitely reach out to all of the banks in your surrounding area (large, medium, small, credit unions, etc.).

I need to find out what a fair rate for the property should be, so I'm tempted to call in a broker, but I don't want to pay a commission for what might be a very easy deal.I figured I'm not the first guy in this situation, so I thought I would post the question here and see how others have approached this situation.Of course, if the tenant chooses not to renew, then I have a whole new set of questions: should I sell this property and try to roll over into a new 1031 exchange - or should I keep this property and try to fill it with a new tenant?

I have a savings sub-account at my credit union where I park leftovers for house stuff.

Plus most agents are completely unorganized, don't return calls/emails etc. and finding a reliable one in some remote corner of the US isn't worth it to me.The only time I make an exception to this is when I'm researching the property online (zillow, trulia, redfin etc) and while looking at other properties in the neighborhood I see an agent that sold something similar fairly recently.

Report to a credit agency?

Fairly certain it would be mortgage fraud, my guess is the lenders would have some say on how the money could be used.