Do you have contacts with contractors, property managers, inspectors, lawyers, accountants, bankers, or any other professionals?

Now, with all that being said, I am not a banker or a mortgage lender, so I would definitely get the professionals to explain it to you better and more thorough.

I don’t remember how I found mine, I think I just asked bankers and when they said no I asked them for references  I don’t know why DTI never affected me.

If you fail to do it properly, your tenant could be awarded up to 3x the amount.

Couple great books also: Miracle Morning, Tax-Free Wealth, and Becoming your own Banker.

So I have my Mortgage Bankers license from Oregon and NMLS registration.. but it never occurred to me that i could not fractionalize my loans since I was originating with my own money then assigning in investors fractionally into my loans.

Sit down with their commercial banker and walk through their stress tests.  

I was a banker prior to doing what I do now.

People deposit money, bankers lend it out, keeping the mortgage on their books.

I would talk to as many people as possible, neighbor's, friends, family, bankers, etc. to find out as much as I could about each office.