Build some policies into your lease and follow them.

A good one will save you more money then you'll ever spend on their services by reducing vacancy, keeping up on market rates, selection of quality tenants, stopping problems quickly with solid policies and procedures, knowing/complying with the law, and much more.Remember: cheaper doesn't mean you'll make more money.You can start by going to www.narpm.org to search their directory of managers.

But to get there, I know I need to have a high school diploma which is something i’m honestly worried about, I moved a few times during freshman and sophomore year and didn’t go to school much and by the time I got back into going into school covid happened and we all got sent home where i didn’t do any school work cause it was such a drag and doing it at home was really hard for me when it was stuff i wasn't interested in and now i’mbehind credits and already worried about this year because I am just coming out of a quarantine from having covid which had absolutely zero affects on me and a lot of my peers so that honestly really is annoying how the staff and this state is treating school like a prison which comes back to another reason why I’m worried about this year because i don’t wanna be there at all like it’s just a sad depressing environment we don’t even get tables at lunch and are schools so crowded this year no ones social distance so idk how it makes sense.

If so, id stick to original lease as your attorney reviewed.Second, if you're just asking for cash, need to know the delta in price for those two policies, then I'd say split the difference with Tenant so both of you make some savings.That said, $100mm to 50 is a pretty big jump, have they been paying such premiums before?

Well I emailed and called on 10/1 and have had zero response from them.

All he can do is "zero out" the mortgages, which means I can only use my income  from teaching to qualify for a mortgage. 

Personally, I think doing both is ideal - an LLC and a 1-2 million umbrella policy.

Crawling under my house in 20 below zero weather to unfreeze a p-trap. 

Workforce housing makes zero sense on the mountain due to the value of the land.

Luckily MN is a zero deductible state for auto glass so you probably won't have to worry about your tenant pursuing things from that end but having an invoice from the auto glass company to present to the management company may help your tenants case.Good luck!