If you get a $120k payoff, $60k zeroes out the "Other Asset" and the other $60k is booked as "Gain/Loss on Sale."

If I change the policy to cover actual costs, policy will cost the triple or $5,000/ year more, which makes the investment have negative cashflow. 

We have a 41 unit apartment complex, and our insurance was about 12k per year for an ACV policy, but last year we were hit by a bad wind and hail storm which caused us to have to file a claim for the roofs and some AC units. 

Typically a few months.Process to actually learn how to sell....most people make zero, maybe 1 or 2 sales in the first full time year in the business.

One is a DP2 policy, the other a DP3 policy.

You can househack over and over if you have the tolerance for it.

If crypto went to zero tomorrow, there would be thousands of people demanding action (bail out, hand out or demanding blood).

You could consider another rental investment as well, possibly in a less expensive market depending on your risk tolerance.

I used a zero-down VA loan.

I know using leverage is a great way to get properties but I did not know it was possible to truly obtain with zero money down.