I negotiated to 105k.It was a bankruptcy sale and the listing said access was not allowed and the property had to be bought site unseen.I was buying from overseas, so I figured site unseen worked for me.I paid cash, so there has been no holding costs.Once it closed, I sent a contractor I’d used a few times before to get inside.The contractor speaks zero English and also can’t use a phone or google translate.

The thing I'd be thinking more about, rather than offending someone, is if you are wasting your time and energy here on an offer that has zero chances of being accepted.

I have a cancellation policy.

Luckily his tenants (a family) take care of the property very well, but my friend also has a higher risk tolerance than I do.

Does this all come down to the more philosophical and/or stress tolerance aspects of buying stock versus tangible property?

For coverage to be complete, shouldn't they want to look at the HOA pages to know what is not covered under that policy?

@Jenny LoweI would house hack a 3-4 unit property with a zero percent down VA loan.

Anyone happen to have either of the subject items, more tailored for long term stays? Looking to adapt some forms for my needs. 

Thanks,. 

Anyone happen to have either of the subject items, more tailored for long term stays? Looking to adapt some forms for my needs. I see MHCO has some of what I need, hoping to get them without paying a $300 join fee... ...

Clarify both your profit/ return parameters per property and your risk tolerance in numbers and in the structure of the situation.