@Brent WoosterAsk for a vacancy policy.

My favorite book of all time is "From Zero to One" by Paypal co-founder Peter Thiel.

I have a policy that if something needs repair, like a furnace, I manage that repair. 

A collection with a zero balance shows you eventually paid, but it also shows potential creditors that someone had to sue you/turn you over to a collection agency to force you to pay.  

Are you talking about your own individual living trusts to split title 3 ways and just get a good umbrella policy? 

When you are taking out credit card debt to do a deal, it is above my tolerance, especially for a long term hold. 

What I can see, is a whole week wasted with zero effort put towards securing a deal you can sell.Refocus, do some mailers, put up bandit signs, knock on doors, find some property locators, D4D, etc. 

I have zero experience with them.

Does anyone have any recommendations for insurance companies that offer policies within the fix & flip segment?

lolThe most important part of any real estate transaction is a deal - without a deal, you have absolutely zero need for anything else whatsoever.