So I get a 31% return after age 50, but 0% return before that.

This thread has been covered numerous times - do a search of the archives and you should be able to get plenty of answers to this age old question.

I was very hesistant at your age to jump in but now at 25 I'm going for it.

We were able to buy three places by age 26 but we did "nothing down" and were barely getting by.

Which is not just about the numbers but considers other important aspects of the property such as location, demographics, zoning, crime, soil, wetlands, flood area, red tags, condition, age, lead paint, etc.

I am truly sorry for being so brash, however, I feel it is necessary in this day and age to provide quality service :DLove,MC

60k at the age of 25 is a lot of money, and my hope is if I invest it wisely I can make something of myself (be it as a landlord, or another business).

Ah, my Mom is getting old and I need to move to Tamp and take care of her....Oh, sorry to hear that, is she doing ok for her age?

Commercial Proeprty Owenrship and Management --is lot differnet than SFR -- Risks are greater and rewards are greater Need to ahev Long Term Busienss Plan and Strategy- State or City - area of twon, type of property etc -- then do feasibility study -- population, income, age group, traffic counts etc- In Atlanta --there are many retial Centers available -- some vacant and some occupied-For example --have a Bank REO -- 80% occupied for $2.7 million -- 50% original mortgage -- Give some more thoughts and decide which direction to go -- Retial, Office Buildings, Office Condos, Warehosue - Distribution,Hotels etc --

OTOH, someone with a high net worth, say around $10 million will generally look to diversify investments.3) Another thing that affects this decision is the age and personal situation of the individual.