I am also extremely interested in Portfolio loans, but I have zero contacts dealing with those types of loans.Finally, I have an 'excellent' credit score, no debt at all besides 5 other rentals at 75/25 LTV (all cash flow positive) and a job that I claim over 100,000 in taxes, and have three years of consistent tax returns showing that.

She just amended my 2022 taxes and I am getting a very large 5 figure refund from the IRS. 

Property Taxes (never heard of property taxes increasing if you convert a house into a house hack.

See if there is a white paper on NM tax sales on Tax Lien Investor Association website. 

If you are in Texas and want to buy Texas tax deeds, I'd think twice about buying a national based program. 

All this profit is obviously tax free after depreciation. 

I read that Texans voted for a bill that would significantly reduce property taxes.When does this go into affect?Also, my insurance has gone way up, so if anyone can recommend an insurance broker, I'd appreciate it. T...

All the insurance in the world is of little help if you have to sue the insurer to pay a covered claim.

If you do not have a set of specs and scope of work  with a contract than how do you know what is included and what the contractor may later claim is a change order or extra? 

Look for areas you can invest with population and job growth that are also landlord friendly, tax friendly, and have positive cashflow.