If you have great credit and good income, you could borrow money on a personal loan, remodel the whole building to increase value, and then refinance to pay off the personal loan.

The other assumption or gamble here is over time the property will appreciate and rents will increase to a point where I no longer am losing on the investment.

That is money increasing the the equity of your property. 

In addition, this market is on the upswing, and home values are increasing steadily (so in addition to solid cashflow, potential appreciation looks good).

With the purchase price amount, your taxes will definitely increase.

I am leaning towards doing the 30 year in order to increase the cashflow.

The lower purchase price helps me REFI more money out of the deal and increase my COC return but doesn't affect the cash flow after REFI....

With all the baby boomers & housing prices on the rise, RV sales have had a huge increase since vacation homes are out of reach.The business doesn’t require a ton of employees.

Opendoor, Offerpad, UpNest, Zhomes, etc)I have seen an increase in homeowners using these types of services.I have my own thoughts that I will share later but I would like to get some unbiased opinions first.Thank you.

Should I be worried about dramatic future increases in flood insurance, or should I run numbers based on today's insurance cost?