Basically, what you're doing is the equivalent of a sports car manufacturer claiming their cars have a top speed of 160 miles per hour when they only go 100 miles per hour...and then saying, "Oh, we meant 160 kilometers per hour...we just got our terminology mixed up."

They said keeping the security deposit is standard in TN, which is news to me because out here in CA I've always gotten my security deposit back as a renter.

I ended up pulling $ from my equity line and paying the loan off and changing the flood coverage to $30,000 which now cost me $300/yr.Flood insurance is big news here in Charleston.

Hope to catch up sometime or at least, I've signed up for your news.

Good news at last!

Listing agent mentioned there was already an offer in that hasn't been opened (great news), but most houses here are spending no more than 10 DOM.

Conventional requires usually 20% down, but recently there has been news of reduced DP conventional loans, which is good news for you.

Here's an interesting article I came across:http://www.bloomberg.com/news/2014-02-06/millionaires-see-real-estate-as-top-investment-for-2014.html

Because there is so much competition, particularly in the high-end home market in California, some over the top tactics have made the news.

You would not be allowed, per IRS regulations, to use that IRA money, within the IRA account, and personally take out a mortgage for the balance of the purchase as it is a prohibited transaction to use an IRA asset as collateral for a personal loan.The good news is that your IRA/Solo(k) CAN take out its own mortgage in the form on a non-recourse loan.