Just a thought, instead of paying 15k upfront, is it not better to buy materials directly online and ask the contractor to take delivery of the same and we pay only for the labor and services portion? 

Here are my questions.Can I amend the payment clause in the contract and require that tenants pay rent using an online service?

Has anybody tried either of these services for any of their RE needs?

Why a lender wouldn't take the time to spell out for you what I just did and also give you a loan cost estimate to give you an idea of costs and interest rates at the current moment, is beyond bad service.

Sure, there are some pitfalls, but I've been impressed with their service.

I hear on the podcast and things I read such as take your debt service, taxes & Insurance, maintenance, vacancy, mgmt, and perhaps cap-ex and then shoot for $100 a door after that.

Our company does provide real estate development consulting services, send me a DM if we can be of further help.Thanks!

Ultimately we are aiming to scale quickly so we have to use leverage.

And Self Storage has a similar pricing model to Apartments (BUT see the above).It's been very good to me & my family and we invest in NOTHING but Self Storage now.If you think you may be interested in moving forward, I have a few arrows in my quiver that may be of service to you. 

If your asking these questions here, find a friend who can help so you don't get fleeced.Drawback is usually the loan is more expensive/higher rate, they may not report to credit agencies (won't improve your credit, but this can keep your documented DTI ratio lower which may be good) and if they do use a servicer, somebody (you, unless you negotiate otherwise) will pay a service fee to have your money processed every month.