We would like to find someone who will work with us and, ideally, keep the mortgage in-house instead of selling on the secondary market.

Also, use the current days on market to be realistic when planning your time to sell on the market.

I hope that you can distinguish between those that are practitioners wanting to help and those that are professionals with something to sell here.

This is most people today: Creating a LLC with a Wyoming Holding Company To Sell My Xbox on Craiglist!

We were the only state in the country that allowed people not to pay with no proof they lost their job during COVID, etc.I noticed the other day that houses of similar size and quality in Fresno, CA sell for 250-300K and property taxes are MUUUCH cheaper.

if you can manage to live in it and rehab it over time, then if you live there 2 of the last 5 years prior to selling it the gains are tax free up to a certain amount. 

The transaction costs of buying and selling a home (particularly the sell side) really eats into the margins.

If not, I would suggest selling it.

Sell off that asset.  

This could be through finding ways to increase the rent on your existing properties, taking on additional work, or finding other income streams.Reducing your current debt levels can also improve your DTI ratio.Improve Your Credit Score.Look into various financial institutions, including community banks, credit unions, and online lenders, which may have different criteria or offer programs for investors.Since portfolio lenders retain their loans in their own portfolios rather than selling them on the secondary market, they are able to provide greater flexibility.