The only way around the banks is to pay all cash, or find a Motivated Seller that will accept Seller Financing.

At the end of the day, given the time, resources, and motivation, we are fortunate enough to be able to build the life we want, and all these stories are proof of it.Would love to get in touch with your partner in Auckland and find out all the things they have learned through their experiences.

Is it in a location where the demand for rental properties will remain high, generally in a more core area and not part of the urban sprawl SA is experiencing?  

One thing I should have added was that in order to remain a competitive investor my assessment of the market has to remain current; for example, my area has experienced in my judgment about a 5-10% premium increase in the lower strata (less than $100k) of houses.

The GTO will remain in effect from March 1, 2016 through August 27, 2016 with the possibility of being extended depending upon what the policy uncovers.

My girlfriend and I are in college have been grinding away at our wholesale business to pay for college by the time we graduate (we are currently both undergrads), we are meeting with a very motivated seller today, we have no experience.... are also thinking about using seller financing not just wholesaling as our options.Question: our area is very dead in terms of REI it is a college town so there are a lot of rentals but almost no flippers, we have an extremely low population (we are in the north country in upstate new york) and no REI meetings within 60 miles.

What is the motivation to sell?

My big questions would be: Why are they selling (hoping for a motivated seller), and why is this property a fraction of the other properties in the area, and what are the comparable duplexes selling for?

It would be great to find a solution where the sellers can achieve their high asking prices, and yet remain a profitable investment for the investor who can close the deal. 

Best thing is the very up-to-date foreclosure status, which I think still think about the best trigger that a would-be buyer can use to find motivated sellers with big problems.