I believe that real estate investing is a proven way to create income outside of your primary job and grow lasting wealth.

first off unless your paying cash we have proven the hard way the 1% metric does not work in okc. 

You also need to start looking at properties in your designated area so you can recognize a good deal.

You want to make sure there's a solid (and legal) lease in place that would protect you appropriately as the landlord and that they have a proven track record of actually paying or you could be purchasing some headaches along with the duplex.

If it works, why not.I took a mold class and learned that there has NEVER been a proven case of someone dying from mold. 

If it is controlled by an employer, it may not be allowed unless there is an emergency which must be proven.

Now recognize that this is in a Historically zero appreciation market (meaning appreciation is not greater than inflation) so in 10, 20, 30 years the cash flow will be the same as it is today. 

Generally speaking there are 2 main types of loans for investors: “Conventional” and “Portfolio”Conventional - I'll define these as loans that come from Fannie Mae and Freddie Mac (if you recognize those names).

@Leilah Davis nice work on being able to recognize value and act fast.

I would be careful underwriting at any specific number lower than 45%-50% until you have proven the concept in your particular target market.