Gerardo here.I'm a New Real Estate Investor from Mexico.I was reading about the latest news that Fannie Mae expects a "mild recession" in the next few quarters.Fannie Mae Expects a Recession as Mortgage Rates Continue to Climb—An Opportunity for Investors?

I know typical rates are 8-10, sometimes I've seen 12%. 

You have to build that into your cap rate on the purchase.In general large governments tend to be inefficient with money. 30 plus trillion in debt with little of anything to show for it.

When we lend, we don't have a pre-payment penalty as long as the loan is a certain size.This lower interest rate is what raised a red flag.   

Need advice if this is worth looking into.The property has been negotiated at a 20%  discount and 7.6% tax adjusted cap rate. 70% LTV with Freddic Mac loan.

Interest rates are 6.5%.

They might sneak in some weasel words, like advertise it at a 7% cap rate and then in the OM mention that that's proforma, and actual is 6.25%, for example.

Good day everyone,I'm an out-of-state investor, and I'm conducting an insurance rate comparison for a 3/1 SFH, 995 sq ft rental property in Macon, GA.

My credit score is really good and I have around $450000 mortgage  on 2.75  rate for 18 more years.Thank youN.

Where are you getting a 7.12% mortgage rate?