Born and raised in Lake Arrowhead and personally own several STRs in Arrowhead, and own an insurance business where we specialize in hard to insure homes and STRs in the mountains!

If the person performing snow removal services is an employee of the snow removal company then that company should maintain workers comp insurance.

And, if you find that person on the right day, you can make a deal that works for both.

See here: https://store.biggerpockets.com/Find and connect with other BP members that are in your area: https://www.biggerpockets.com/search/usersSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: https://www.biggerpockets.com/podcastIf you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

From my personal experience, each lender has its strengths and weaknesses.

I trust no fund to do high quality Hard Money Lending that I will invest in nationwide. 

I just completed a "free BRRRR" in Monroe personally and helped another investor complete a Free BRRRR in gastonia as well!  

personal finances and mortgage with local lender How did you add value to the deal?

Wondering what, if anything, I could do to spruce up the place to make it more attractive to a potential tenant OR if there are ideas of what I could personally do to it that would create some nice cash flow for me (co-working spaces, etc.).

Generally speaking, the better quality businesses will charge more because they have to...their cost of doing business is higher because they have all of the proper licenses, insurances, bonds, etc.Never ever ever take the lowest price...that guy is priced low for a really good reason.