I am trying to do a Second Trust Deed private loan in California.

See what you can digest, your lender will appreciate that.Prefer to have a business to put into the location. 

Which lender has the best rates?

Hi Nadie,You've gotten some excellent advice here already--I would also add that most lenders have a minimum loan amount of $100k, so that could make it hard to finance as well.John

The third and final heart warmer was a zoom call with a private equity guy out of NJ who invested with Spark a couple of years ago.

Under contract on a few rental properties and shopping for a lender!

You need to find a lender that is willing to lend on these units.

I ran the numbers on many properties.2) I engaged with many lenders to find a rate that was best for us.3) Negotiated purchase of furnishings at a discounted rate to expedite listing the house for STR/MTR.

Is it worth getting another appraisal to potentially have lender remove PMI based on renovations?

Looking to connect a friend with a lender who is good with FHA and down payment assistance programs for first time home buyers or with a usda home loan.