They have in-person meetings, and they also have chats often by Zoom. https://www.ocreic.org/

She knows us so well that she will personally lend to me without any collateral.

Once a judge signs off on the judgement and the damages, you can hire an attorney to garnish wages or place a lien on any personal property of the tenant and/or co-signers.

Any recommendations from personal experience?

I don't ask for SSN and also personally have never provided/been pressured to provide them myself when I used to rent, and honestly don't want to open up liability for having to keep someone's SSN either.

Hey All -- I believe I have an understanding of the financial workflow here, but figured this group would have lots of personal experience and or advice.

I have used them plenty of times for my personal LLCs. 

You have to earn some stripes through unfortunate situations like that to be a better investor.

Unemployment will tick up heavily end of Q1 into Q2 and that's when the realization of this consumer debt: personal savings disaster that's been brewing will show up.

Also worth taking a look at cities and metros in person, although the flight and hotel/air bnb can add up, you can generally write those costs off, and in general getting on the ground and feeling the energy of a city or market can tell you a lot about the intangibles there.