Thank You  The bank or mortgage company they work at might be juicing up their rates to pay out underwriter/processor/etc overtime pay since we're in a refi boom.

Selling it you may need to bring money to the selling to pay for selling cost depending on your initial loan to value percentage.

Here's my first post.I'm looking to purchase a 4 unit multifamily with an FHA loan where I'll occupy one of the units.1) Can I include the projected rental income from the other three units (or some percentage thereof, as most banks do) for this property?

I am coming up with same percentage, but like you said, things can get crazy in here. lol 

What percentage of the mortgage should I have as cash or is a down payment still needed??

The family has built a ton of equity into their first property and are looking to sell or refinance to get into their next investment property.My advice to you is the same I gave to them:- Find out your payoff/payout amount for your current property.- Set up meetings with a lender and a realtor in your market so that you can have all your options laid out for you.

That said, I don't see any of this in the AB 1482 Statue.The last option, it seems is to give an incentive for them to move out by a certain date to qualify for a relocation payout and avoid the legal battle altogether. 

thank you for putting that up,  I didn't know myself the percentage but I have just recently went to a rei meeting and the speaker was pointing how much memphis is growing, from real estate, jobs, and etc

But you often have a lease fee (which can be up to a whole month of rent, going in various percentages to your PM and to the tenant agent) and a renewal fee (which can be smaller or the same as the original lease fee).

(i.e. 5 years, 10 years, 30 years, etc)Is there a maximum percentage of the total value that can be loaned?