I have found a HUD home I'd like to purchase as a rental.

If you bought with a DSCR there is likely one in there.

Loved*that response     Sounds like the qualities of a true friend.

I posted authoritative citations above for you to review with your tax professional.Reductions in selling price and credits which are clearly delineated as not "in-lieu" of commissions are most likely not gross income but merely a reduction in basis. 

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.PM us if you’d like to discuss this logical approach in greater detail!

Although the interest rate will be higher (maybe 8-9%), there will only be 300 or so in fees vice the 10K you're likely looking on a cashout refinance.

I am learning a lot and I like the way Josh is teaching!

I'd definitely like to explore that avenue more though. 

You will be agreeing to pay your agent a commission just like you have in the past (albeit probably unknowingly).

Some of which are national builders like DR Horton, Toll Brothers, LGI, etc.