We are currently debt free but are wanting to take out a mortgage on the home we own, we are going to purchase Crowdstreet offerings and/or other notes, debt, etc. with the funds.

Hello BP Nation!

Hello BP Nation!

I don't want to take on any unnecessary debt.

As is, Corelogic reports the #1-3 locations in the nation with the highest average profits ( cash flow+equity gains) since 2000 are LA, SF and SD so there is that picture painted in the background.

I am going to look at that class.First I have been looking into housing debt.

. - Payout: Upon sale and paydown of bank debt, Class A shares get their principal, then Class B shares get their principal, then Class A gets their 20%. - The Sponsor isn't taking a management fee (I presume they are majority owners of Class B).I would be investing $50K into the Class A shares, due in 90 days.

I like the idea of having one of my biggest "expenses" i.e. my debt service fixed for the full loan period, especially with risk of interest rates being on the rise.  

Both BankNewport and Freedom National are portfolio lenders so don't need to conform to the federal agencies, i.e. their underwriting standards are not as strict.

That's an 8% cap rate, which isn't bad at all for office/industrial (nationally).