If they do not allow then the loan can be "Due on Sale" and violate your agreement.

@Roger Segura Did you pay cash or do you have a loan on them?

It's also hard to know when you're ready for something you've never done, BUT after doing all the research I've done and will continue to do, its important to finally take a risk and learn from whatever the outcome may be.I will be looking into Air DNA and Reventure APP because those are tools I'm not familiar with.

Ignore the loan when trying to factor in the possible tax implications as paying off a principal balance doesn't do anything tax-wise.

I’ve been doing my due diligence for over a year now and I’ve finally come to the point where I need to pull the trigger.

We had cash for down payment and went through a broker for our loan who was recommended to us by our agent.

I know the appeal of the 10% down loan, but recently I have seen some 15% down portfolio investor loans so maybe go that route it should be easier for you. 

After going through the entire process to try and obtain a DSCR loan we were denied at the last minute.   

Is it possible for me to get the property listed as a "to be built home" without me having to pull a loan myself to have the property built ?

I have a few personal conventional loans on some rental properties under my own name.