Current rate is 5.49 Im talking with Quicken Loans about doing a refi, and was presented with the following offers:15 year mortgages- 3.5% with $4900 closing costs or 3.99 w/ $3200 CC30 year mortgages- 4.375 w $3350 CC or 3.99 w 4,820 CCHere are my questions.  

A tax attorney or CPA would be a good one to talk with about this as well.

Talk with a few attorneys in your area find who the other investors in the area are using and go to them.

Some investers won't go below $100 per door cash flow a month some I've talked to don't go below $300 per door, (wish I had a property like that).

I wish to purchase a 3rd unit (or more).The banks I have talked to so far say my debt/income ratio is not in their range for a personal loan.

He talked about an LLC for each property as well as a series LLC.  

However, when I look at the comps listed in the appraisal I feel very good because in general I was in each of the comps and know the differences far better than the appraiser who typically at best drove by the outside and talked to the realtor (often they have not even done that much). 

It  sounds to me by your post you are talking about a Buy and Hold Rental so no need to discuss flips right now.I own apartments out of state.

I'd say a lot of it went over my head but its awesome to have this amazing community where you can seek out answers and get intelligent, relevant information from people who know what they're talking about and aren't pretentious about it.

If so please PM me so we can talk