All commercial mortgages have DSCR as a primary component, anything >4 units is commercial, and no one calculates personal DTI on a commercial mortgage (so calling it a "DSCR loan" is a misnomer, if I had a wonky commercial mortgage that calculated DTI and would go for an owner occ SFR, I wouldn't call it a "DTI loan," I would call it a "home loan").

A trust may offer some of the same benefits as an LLC, depending on your goals, and allowing you to claim the part of the house you live in as homesteaded tax.Make sure you have the right home insurance and consider an umbrella policy for extra protection.Certainly buying a house, using conventional financing with limited money down as a primary residence and renting out parts of the house to help pay the mortgage, is a smart financial move.

I also visited homes from the developer in other markets (Sebring) and had a good impression too. 

Here’s what it netted me:$52k in equity at closing: The home appraised at $185k, a full $45k over the original asking price.A solid comp for my flip about to hit the market.A happy seller who got what they were asking for and more.Satisfied buyers and sellers agents with even more commissions.Only $6k down: This is about 3% of the purchase price.I wanted to share this to help get your creative juices flowing when it comes to making deals.

You're telling me that someone can't scrape together $5,460 to own their own home and be in a better financial position than renting?

This has become a best practice for all of our homes now regardless of their location.

Do you plan on making a documented improvements to the property?

I think with some improvement on the house.

Hello , I’m a marine corps veteran with a current VA home loan that’s my primary. 

So I'm looking in my area to see if I can get a multiplex or a home with a big lot on it.