Before you buy any property I will suggest having a healthy amount in reserves ahead of time. 

Some excerpts and my comments in boldhttps://www.airdna.co/blog/air...Highlights:-Available listings reached 1.34 million, up 24.7% YOY (+11.8% vs. 2019)-Demand is up 17.9% YOY (+26.1% vs. 2019)-Occupancy was down 8.6% YOY to 60.2% (+8.6% vs. 2019)-Average daily rates (ADRs) are up 4.6% YOY (+31.5% vs. 2019)-Revenue is 23.3% higher YOY (+65.8% vs. 2019)Still looks like a very healthy industry, my greatest concern as a lender remains those who are new to the market and doing their first or second listings and don't have the experience per se of the "good times" of the last 2 years and may not be able to weather a bit of a slowdown or rough waters. 

However, this is a welcome turn in the right direction for buyers and probably healthy for the market overall.Why are active listings up 146%?

I am over here in the Fl Panhandle from Pensacola to Panama City Beach and we have a very healthy STR market out here! 

Do your best to manage your asset to be safe and healthy, get an umbrella policy, be on top of the condition of subject, and have good happy tenants.

Borrower had ample skin in the deal w great rental income from property How did you find this deal and how did you negotiate it?

The lender just may require you to have more skin in the game.

I also appreciate bringing up the question of risk tolerance as it's a healthy question to wrestle with as an investor. 

I read an interesting article the other day about negativity versus positivity inside relationships. The article specifically mentioned a husband/wife relationship, but as I read and really started thinking, I saw a v...

A little healthy distrust is a good thing in all negotiations.