He left the homeowner hanging.

Not sure exactly how it works in NY, but in CA you are typically required to first get your salesperson's license and then hang under a broker for a couple years, take a few more classes and another test before you can become a broker.  

The general consensus is that your time is better spent doing more deals that will make you more money than laying carpet and hanging drywall.

This appraisal better be really good, so good that I frame each page of it and hang on my office wall kinda good!

Hang in there.

Penny wise and pound foolish.Hire a contractor that will pay you or credit you for work you can do;But, you must do it correctly,do it on time as required,not do something that hangs other subs waiting for you or getting in their way,And, get a 1099 because if you don't you'll be overstating your flip income and understating your earned income.

While some who have it may still be a bad actor, those who do not you can eliminate the proverbial low hanging fruit.

I thought creative financing was done from knocking on doors, hanging up signs, etc. to find distressed home-owners?

My biggest hang up was whether the company name was on the logo or not, sometimes like for a t-shirt I want the name on there but for my business cards (which I get from Vista Print by the way) I didn't so I had to do some editing on my own.

I do not plan at this time to actively be an Agent, but rather to hang my license at a brokerage that has minimal fees (and minimal support for me) like @Tim Angevine referred to.I don't know what brokerage that will be, but I know at least one person that is paying under $40/mo. to hang his license.