finally after almost 6 months in getting my credit scores up to par...I have a little cash saved, andnow it seems I keep running into sellers that are playing games...ie List for 62.5 k...then when I madean offer of 60k...she countered with 64.5k...getting frustrated with trying to negociate buying...thisis not the first time....its happening over and over again since January with varius properties and differentrealtors...any advice?

Most lenders will not put a lot of work into a loan until they have some sort of borrower skin in the game.

  - Treat contractors, lenders, agents, title folks, etc with respect and reward good work with referrals and continued business. 

They have more skin in the game then you do.Make sure you get clear title.

Real estate is a long game, if you want to get rich quick your going to have to look at something with far more risk.

As far as end game goes, I would like to scale my assets to pull in more passive income by leveraging what I have into more and higher cash flow properties.

I have set it up where I will be responsible for the title policy as it is my understanding that this creates the need for only one title policy in a double close and not two (of course need to confirm with title co) during a process like this.My questions are this: -What to watch out for when doing this, are there are any legal issues with marketing a short sale like this?

Understanding the current title situation (taxes and liens) will be key in determining the best way to pursue a deal. 

In my opinion, if you are into the buy and hold game, it is best to go for option 2 straight away.Option 1 takes considering more effort than option 2.

@Olivia Umoren contact a good mortgage broker to help you get a long and short term game plan in place.