There is an Aurora bank in New Jersey but they are not afilliated Telephone # for loss and mitigation is 866-570-5277 press 0 FAX for LOA and SS Package 877-649-0743 If the servicing agreement is being transferred, this certainly can cause a delay.

Short sales usually require a hardship letter to the lender explaining your hardship (job loss, death in the family, forced relocation, divorce, medical bills), your lack of assets and your lack of income.

Any smart drug dealing business man would cut there losses if they aim to stay under the radar.

I believe he bought from the previous owners with seller financing.I asked him for tax returns, profit and loss statements, rent rolls etc.

A portfolio of rentals in which a loss is shown can be a significant help whereas a portfolio in which there is a large income can be a detriment.

If you're just way over the edge, you might have to just cut your losses. 

Even though my loss was small, it was a good learning experience and I will need to meet with private investors in person before it can be considered if we both will be a right fit. 

Here is a great link from the NDSU Extension office:"A simple way homeowners can check their homes for heat loss is with an infrared thermometer.

The only exception is emergency service requiring entry to secure loss of life or property.

I think some people have touched on it but;Does it make sense to sell at a small loss or spend money on a renovation?