I'd much rather live where I want than be forced somewhere else if I want to buy something.

I suppose the flips I have done are shortened versions of negative cashflow plays that rely more on forced appreciation than market appreciation. 

I’m not sure if I should refi and enter the commercial world of finance and pay a higher interest rate with the unknown of future rates and having to be forced to refi every ten years.

For Morris to protest he didn't know what was happening now...it's a classic Big Lie....in the big lie there is always a certain force of credibility; because the broad masses of a nation are always more easily corrupted in the deeper strata of their emotional nature than consciously or voluntarily; and thus in the primitive simplicity of their minds they more readily fall victims to the big lie than the small lie, since they themselves often tell small lies in little matters but would be ashamed to resort to large-scale falsehoods.Adolf Hitler

Use the fact that rent is never on time to force them out.

Other assets like retail and office will likely remain on the decline due to market forces.

One of the main benefits I see of people investing passively is it FORCES them to think about the value of their time and how that should be imputed into "return on equity" calculations. 

Not a perfect one, but had some forced appreciation.

Thank you @Wayne Brooks, @Lori Greene, and @Noel ChallengerAfter more research, it looks like the house was part of a forced sale. 

They are not getting ANY online leads and they are forced to do DMM, (which I still get those leads as people look at the mailer, do an online search and find me).. and sellers actually complain about my competitors ^_^, as my site is ..