Just for clarity sake with a CFD, the lender still legally owns the home until the contract is paid off, so there is more risk/exposure as a property owner in this scenario than if it was a regular mortgage. 

A judge may side with him citing your "technicality" as excessive.  

Hi @Matthew Teifke, thank you for your input.If that number is not public, how would a person know how much excess funds he can claim after the sale, if any at all?

The units created cash flow through monthly rental income in excess of monthly expenses.The buyer and seller agreed upon a sales price of $132,0000 with a down payment of 10%, or $13,200 at closing.

In my opinion, the maximum exposure will always come from MLS and therefore, the likelihood to get an optimal offer is higher, however, there are factors to consider such as DOM which probably isn't a huge factor if your cash flowing and of course, commissions.

Throw all the excess cash at the HELOC, rinse and repeat.

If you want to save money but get maximum exposure, I would suggest going with a limited service listing, which could help you with.. 

My wife and I don't have excessive debt and will have the income to debt ratio.       

This will result in paying more fees.Another thing to be wary about is that Texas has a gross receipts tax on LLC's.How much Equity you have until you decide to open up another LLC will depend on your comfort level for risk, your risk exposure and what your attorney recommends.There is no hard rule.

Being the bank and lending the IRA money to other investors is another option that can produce consistent returns and does not have any UBIT/UDFI exposure.