Hoping the roof work we did will solve that issue.

I had a dryer on the ground floor that ran upwards through the wall along the ground floor and the second floor and exited through the roof. 

Like if a place needs floor repairs the deal is good, but if it needs roof and floor repairs it's not?

So decent roof, trim and railings, floors, walls, doors, windows, no peeling paint. 

@David RosenhausThe foreclosure procedure for each of the two states would have to be carried out separately adhering to the procedures established for property in that state.

I am working a refi now about 4 years out and the jury is still out on the appraisal but I do not anticipate an issue now since FL appreciation has been through the roof.

-Obtain a copy of the note to establish the amount and length of payment.

Here are just a few examples: missing handrails, no gutters or broken gutters, exposed subfloor, exposed wiring, insufficient heating elements, dry rot, mold, water damage, rotting or leaking window sills and trim, appliances that don't work, deck and fence in disrepair, wet basements, peeling paint, roof over 20 years old could get called out.Hope this helps and best of luck to you!

Lastly, I would build in some replacement reserves into your figures as roofs, HVAC, water heaters, appliances, etc. all wear out over time and need to be replaced. 

@Jesse Rodriguez the limit of coverage you should decide on depends on your risk tolerance and property characteristics.Risk tolerance Example - If you have an old roof, an Actual Cash Value policy may only cover 50% of the replacement of it.