All to no effect.

So when I am purchasing they do not effect me one way or another.

Not always effective 

In effect, that's a price reduction, because they're going to make up for it on profits from doing your mortgage too.

There are many real estate investors and everyone does something different - hence why you are getting conflicting information.Gather up all your legal concerns and bring them to an attorney / insurance agent.Ask them at what cost it would take for you to sleep well at night - go with the approach that is simpler and more cost effective.

She's very affable yet effective, the former quality tough to find in an attorney. 

Another cost effective option is to use your social media for hiring which shortcuts you to candidates that are already interested in what you do and familiar with your work.On Indeed.com, employees have more power than they used to and it is currently what we call an ‘applicant’s’ market.

Many landlords are still being effected my the moratorium on the LTR side. 

Some wise guy changed his network name to something to the effect of "Eff all y'all".

On a global scale, sanctions and effects from the Russian invasion of Ukraine on commodities pricing such as oil, precious metals and even wheat will have a major impact on many US companies.