:wink: I want to get all the information and perfect my strategy as well as I can in the next two and a half months so that when I do turn 18 I can hit the ground running.

Well, I passed it with flying colors dispite having the teacher gone for half the course.

No one will want to buy out the other half.

Retail tends to be priced a half point higher in rate than what the broker will give you.3.

To HUD a non-conforming loan is one that doesn't meet secondary requirements, has a thirty year amoritization, no balloon payment prior to half the equity being paid down and is fully amortized.

He gives you half that amount and you (and maybe him, since both you are now the owners) give him a warranty deed for the property.

Owner can live in half and rent out the other half.

Grandma died and left her half to 2 grandchildren the other half was left to grandma's brother in CA.

Here's an example:price $100,000down payment 10%, 10,000Amount financed $90,000Rate 6%Term 30 yearsPayment $539.60 (P&I only, your actual payment may include taxes, insurance, and PMI)payments made 24balance $87,721.41, 87.7% of original priceTo get the balance in this example down below 80%, you would need to make 89 payments, about 7 and a half years.

I was thinking recently about some of my easiest past customers who wanted to sell.