There is a difference between profit and loss and cash.2.Each investment is reviewed independently from profit and losss, as you make more you can have greater down payment but the profit from it is always based on what you paid/have into it.

Though in CA, 5 years delinquency on property taxes, the city can file a lien and auction off the house.If I pay those taxes, what's the process of if I wanted to take possession of the property after the 5 years delinquent taxes?

When I do my own units, should I charge a really low price to my own property to make it self sufficient as it would then cover its own expenses, or should I charge the regular full price for cleaning and pay myself the entire cost for cleaning to boost my income?

Even if it's $1,000 - $2,000, when I've looked at it as an investment in my business, I usually have been quicker to start making money and making less mistakes.  

There are occasions where the borrower does have ability but does not qualify for traditional - but that is rare.Throw in the fact that I am not a bank so I can create loans out of thin air and only need a 10% reserve as another reason.I can share good and bad stories - it really goes to underwriting the borrower and the price they pay (paying more) is irrelevant if they cannot make payments

Regardless,1) Make sure the modular home is affixed to the land. 2) Do some research to confirm these modulars are financeable.

I’m married with 4 kids, I make about $175k a year, we have about $250k of total debt, about $500k to $600k in equity in our current property, around $15k in liquid cash and close to $200k in retirement saving.What does action look like for me and my family?

Someone to jump off the 9-5 cliff.Start small and Make Your Big Mistakes Early.

Quote from @Jay Chin: You can stick with the original lease, but make sure it covers what you want it to, it complies with current law, you understand it completely, and you are capable of enforcing it.

Oh well.Well, hope everybody makes the best decisions based on the best info they've got.