Those will combine into the PITI payment.

Because of the low inventory there are a lot of legacy listings where people are listing crap at "make me move prices" with out any real need to really want to sell.

That, combined with the fact that I'd be mad if a landlord changed the advertised price myself has led us to remain at the original price.We'll see how it goes Sunday!

So this year (2016), the Chicago Board of Education and the City Council may levy another combined $550 in property taxes to pay debt and keep the schools limping along. 

Do you combine them all in to 1 reserve account, and draw from that single account when needed?

There is not 1,000 pages of crap to fill out for one doctor visit.

The decision is usually made based on combination of comfort level between the three categories.  

I'm I being fed a line of crap?

Generally nice area, near lots of schools.Purchase price: $94000Rents: $1775 (combined, currently tenanted, rentometer suggests 1000 for other 3 bedroom houses).Taxes: $4100/yrIncluding 10% PM and insurance, it comes out to $1000 cashflow per month.

I'm finally ready to combine these two sets of skills and start investing in real estate in my spare time.