Since I am not paying a realtor, I have wiggle room in setting the price.

Some of my most successful clients have done exactly as you described they had a JOB with a REIT or developer and learned their craft before launching out.Trying to get this type of education paying  companies that just sell short term training is very hit and miss. 

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is expected to be higher, you may consider an umbrella insurance policy.

LES (Leave and Earnings Statement):  This is the military equivalent of a pay stub and provides detailed information about a service members pay, allowances, and deductions.   

Took HELOC in Oct 2023 for the (2nd rental) to pay off all debts. 

In the end this cost segregation approach is only a Timing difference - you pay less tax now, you pay more tax later.3) Consider if an S-Corporation makes sense. 

The ones I built were all OSB or plywood, depending on what you want to pay for, but never have I seen particle board or a steel frame.

My legal advisor is advising I have tenants pay to the LLC. 

If capital gains are deferred does that mean they pay each year? 

So my recommendation is you want to use a HELOC for situations when you can pay the balance back quickly.