Don’t forget that there are deductions and sometimes even credits specific to retirement assets.

Specialize in the lower priced, higher hassle asset class like Jim, or stay out. 

You can still do asset-based financing (examples include hard money and private loans) if you can't secure traditional financing.

This creates separation between your personal assets and your business.For example, let’s say something goes bad with your rental and you get sued and lose.

Implementing the SDIRA LLC + BRRRR enables me to protect their assets and provides the necessary rental income to offset the AL costs. 

LLC has no other asset. 

Find a reliable partner with credit/income/assets

Meaning John now has over $2.5MM of equity into the asset.

But I did not ask if HELOCs would require seasoning, I have cash in my account that I got from selling a car and pulling from stocks at least the stocks withdraw has a history.My partner is worried about protection of his assets so we are looking to just have myself on the loan and us workout payments and dividing cash flow, we will eventually transfer the title to an LLC with both our names being split 50/50 in the company.

@Ashley Davis The asset management side of our house will typically offer up to 1% of the property value as cash for keys.