Also, any payments the buyer makes should be applied to reimburse any amounts you spent before they are applied to the standard monthly payment.

In this case both state and federal law apply, but the more stringent requirements always prevail.

It doesn't apply in this case. 

@Ryan Herald  my statements are general in nature... just computing10% down equals 300k  which means  3million buy / 85 = 35k per houseand in the lending world those are viewed as low value assets.. not a negative connotation just what they are deemed in the lending world.I suspect you will be able to put this together I bet you get people private messaging you already offering to help you/good luck and glad we did not break the BP rules of engagement  :)  Ok I got to go make some money so I can afford to be an investor

There are some good calculators on the web such as the following that will help you rough the numbers for such comparisons, but you should always consult with your licensed tax advisor before doing a Roth conversion as there are so many factors specific to your individual situation that come into play.Roth IRA Conversion CalculatorAs for flipping houses in an IRA (Roth or Traditional) this is something that you can do so long as you keep your involvement administrative in nature.  

Many newer buildings have vinyl siding that melts very easily or can catch fire.Do not apply starter fluid after the fire has been lit.

Land a great job with your college performance and you'll be able to have the best of both worlds in a few years.Sincerely,Chagrined college grad (2.74 GPA) who wishes he'd applied himself better.

I own a few beachfront vacation rental condos but an investment of this nature is way out of my wheelhouse.

And can be risky for buyers who try to scale this and do not have SUBSTANTIAL cash reserves.buyer starts defaulting on these and does not have the protections you put in place for the sellers.. the SEllers get very mad and start filing complaints of a criminal nature.. many SUB TOO equity skimmers have found themselves in deep trouble and in Jail ( where they belong).I rescued a company in Oregon that did about 35 of these.

\and my comments are general in nature not specific to your loan product.