So how about this version of the section on insurance"The Renter hereby agrees that they shall fully indemnify the Landlord for any and all damage to or loss of the Renters property and any accessories or related equipment during the term of this Agreement whether caused by fire, theft, flood, frozen pipes, vandalism, or any other cause.

For my deals I use a slightly modified version out of the DoW book.

Fannie Mae requires the following versions of the classic FICO score for both DU and manually underwritten mortgage loans:Equifax Beacon® 5.0;Experian®/Fair Isaac Risk Model V2SM; andTransUnion FICO® Risk Score, Classic 04These scores listed above are not provided by Credit Karma or any other free service.Credit Wise should tell you why your score changed, but maybe it didn't actually change because the way the score is calculated is completely different than your lender's score.  

Does anyone know where I can download for free or buy the latest version of the NC Realtors Lease agreement 410 T?

Great options if you are looking for full-blown property management options.If you have multiple rentals you'll need the version of Quickbooks Online with "classes" ($85 per month to @Simon W. point) to allocate the income and expenses between different properties and their chart of accounts (list of income and expense types) doesn't come setup out of the box for real estate.For real estate-focused "accounting & tax software" I'd recommend Stessa (Free to start) and Digb.com ($1 a month to start) and Quicken is also a cheap option like @Bill Brandt mention.

And they did not agree with the Guru's version of equitable interest.. equitable interest is not 100 dollar down on a contract.

Well, anything that has either of the words "marketing"  or "network" embedded in the title sounds like my particular version of hell, so I can't be of any help here, lol ;)Seriously, even though people say it's all about networking and building connections, I think RE is a great option for loner/introvert types like myself.

If the SPD is not available, the plan administrator or human resources department should be contacted for a copy of the most updated version.

The simple version is 4x asking sales price at 0% “interest” with 2.8x asking price due in 15 year balloon. 

Agree, I've seen many misspelling of names in the official records, or just different versions.