These lenders are slightly above bank rates, but with the longe amortization the 30-yr can still keep your monthly PITI competitive with the 25-yr am offerings from the cheaper bank-type lenders.Also, when you say 21-units I wasn;t sure if you meant a portfolio of 21-units across a portfolio of 1-4 Unit properties, or a 21-Unit MF?

Alternatively depending on what type of system you have and how well it's designed you can do a control with out door temperature reset and no t-stats at all.

Lots of folks losing their shirts on this currently, especially in Ontario.

That's true almost to a "T".

@Justin T Lord Almost every bank offers FHA loans.

Have you seen the T-12?

“All organisms are constrained in their adaptability at some point, and symbiotic relationships allow them to extend their inherent adaptive capacity to exploit new resources and environments or adapt to their own environment as it changes.”1If we take the above to start, I agree that the LL/Tenant relationship fits that to a T.

@Lauren T.

@Skip @Skip Reath why don t you start a new business without full time employees( you can still have partners) so you can rollover all old 401k into new Solo 401k?

For institutional financing (Fannie, 30yf, good rates, all that), unsecured borrowed funds cannot be used for the down payment, closing costs, reserves, or a t-shirt that says "I can do this deal."