Does the $3500 house payment include the taxes & insurance or is that principle only?

I also have a Rolodex of reputable industry contacts including, closing attorneys, general contractors, inspectors, etc.I would love to set up a time to meet and chat about your goals and develop a plan of action!

If she is in a community property state half of that equity goes to him if they break up. 

There are many resources available, including books, podcasts, online courses, and forums like BiggerPockets.Define Your Goals.Network with other real estate investors, professionals, and experts in the field.

They would rather have cash flow paying them more money over time than a lump sum, this could include a higher purchase price.3.

Do I get tax breaks as well getting a cash refinance loan? 

You are still $10,000 behind.I suspect you could spend $30,000 to customize the home and it would take 3-5 years just to break even.

Should I leave as is and cover it with a mesh cover for $2800 (really considering this), put a new liner in for 8k (not including new mechanics), or just fill it (don't know the cost on filling at this time)?

Finally don't be afraid to "break up" with your agent if you feel like the relationship is not beneficial to you but don't just ghost them communicate your frustrations.   

If you buy a property, what will the payment be after property taxes adjusted (also including insurance)?