I could put that amount toward the principal instead, right?

If the lender has filed a Notice of Action/Statement of Claim, the owner is noted in default, options are limited.I'll send you some options via PM.

It doesn't sound like you need the $80,000 principal or the income it could generate in the immediate future, right?

- Did you guys file Form 8832 to be taxed as S-corp. 

Account ClosedWe're at 4.5 // 30 year // and we have 301k principal balance left We got an quote for 4.125 // 30 year  

In Michigan, the filing fee is $50 and takes 2 minutes.  

We filed on an expedited basis which frankly costs a lot but from what we understood, shortened the wait time from 12 months down to 6 months. 

You don't need to tell them that the pink window frames might not actually impact the monthly cash flow situation either way, they again already know to file that pinkness thing right next to "quarterly sensitivity training requirement" - in the "completely irrelevant to reality" category in their brains. 

It can be wrong simply from someone inputting the information wrong...or in the case of land records, it is pulling the information from PDF files which can often be blurry.

As for how to get that information ahead of time, things may get much easier when the state court system moves to e-filing...