I further recommend, having an income, expense, property tax accounts at the very least. 

Does anyone know the average rate that residents pay per month in MI to stay at a residential ALF?

The one issue I think I’ll have on my hands is I prefer to house hack again in the same town (appreciation seems to be great along with rental amounts) but I’ll need to refinance my current house hack into a conventional which I doubt is at 20% equity yet since I don’t think I’ll have a valid excuse to have two owner occupied loans in the same town.

The Hardmoney lender will need ballooned out at 91k in 12 months. 

@Vinessa EiseleInteresting negotiating skills.I have lenders who will allow seconds on DSCR loans, but the "seller financed" part is limited to 15%, whereas the borrower must bring at least 10% of their own funds to the deal. 

Where the letters aren’t outright fraudulent and lies, they are misleading, with the person selling or giving the proof of funds letter to the unqualified wholesaler doing zero due diligence on the property and at best stating that, technically, funds could exist and or be set aside for the purchase of the property,The practice, when used this way is meant to mislead, and those who ask for, give out, or receive, proof of funds letters in this way are not welcome here on BiggerPockets.The right answer here is to qualify for a loan on the property personally, and show this to a seller, or to be straightforward with the seller that you are in no position to buy the property personally, but will be wholesaling it for them. 

I agree on the advice regarding sales if you won't hate it. 90% of your job as a business owner is going to be sales - especially at the beginning.

The platform also lets our tenants report maintenance issues, and see their rental account payment history at any time.  

Take a look at BP's blog where new articles are published every day: https://www.biggerpockets.com/blog4.

Look at your comps.