I would require them to show proof of income to verify they can afford the increase, then make them sign a lease.

Evolve has taking over tax reporting and payments as os 11/1/21 and as of today 11/29/21 have not communicated anything about this to me. 

I'm looking to get a loan for my first non-owner occupied rental property but my current lender is telling me my debt to income ratio is too high due to my student loans and mortgage.

Jennifer - If you have vetted the prospective tenant thouroughly (i.e. credit check, income qualifications, etc.), you shouldn't have to worry whether or not you sign them up for a 1-year lease or a month-to-month. 

If a property owner is not paying HOA dues and fees, the property taxes are probably delinquent.

When investing in real estate, don't overlook local and state taxes.

I do not want spend my W2 income to cover house mortgages, to not have pressure if things like layoffs will happen, so my plan is to buy house in a good neighborhood that may have appreciation and some minimal cash flow after all expenses (management, maintenance and vacation).

Is there anyone on here in the Brevard, Orange, or Volusia county area that has gone through the tax deed auction process?

How much monthly rental income are you shooting for? 

@Grant Gibson there's a great book called Passive Income In Commercial Real Estate by James Kandasamy.