I did receive a letter saying my loan was being transferred to Chase but my SS packet still has me sending it to:WAMU loss Mitigation/Default Alternatives in Chatsworth, CA.I have a realtor and my packet has a 3rd party disclosure for me to allow my realtor to speak with Chase.Because I am laid-off right now, I have plenty of time to contact Chase (WAMU) in every way possible.

The money transfer must of gotten frozen in this horribly cold weather I'm in right now.

If a realtor could offer the client (client requires a purchase mortgage or re-fi, ) another competitve quote as part of their normal loan shopping process....then have an experienced loan coordinator pick up the transaction, price, structure, follow-up and close the transaction........how would that be received?

The remaining 40% is the combination of other labor income (benefits), proprietor's income (farm and non-farm), interest and dividend income, rental income, and transfer payments.

George, I am one of the 3rd parties coordinating the shortsale.

This is the important section of the law that I think you need to go to a title company with:"(3) “Equity conveyance†means a transaction that involves:(a) The transfer of an interest in a residence in foreclosure by an equity seller to an equity purchaser, or to another person acting in association with the equity purchaser, that allows the equity purchaser or other person to obtain legal or equitable title to all or part of the residential real property; and(b) A subsequent conveyance, or agreement for a subsequent conveyance, of an interest in the residential real property from the equity purchaser or other person to the equity seller to allow the equity seller to possess the property during, or after termination of, the foreclosureprocess."

It looks like they've transferred a huge number of derivatives into an FDIC insured subsidiary, with the government's permission:http://www.bloomberg.com/news/2011-10-18/bofa-said-to-split-regulators-over-moving-merrill-derivatives-to-bank-unit.html

I think it depends on your economic outlook and the weight you're willing to put behind your beliefs.Not to open up another argument, but as an example, if Manuel truly believes that an economic collapse is inevitable within the next top 10 year (and for anyone else who believes this), I really don't understand why there is any other option besides cashing in everything you have, transferring your net-worth to another currency and moving to another country.On the other end of the spectrum, for those that believe the status quo (not necessarily today's conditions but the "typical" economic conditions of this country) will continue indefinitely, I see no reason to change any course from where it previous has been, assuming you believe that course was previously correct.Now, I guessing, many are like me in their belief that the economic landscape is changing -- perhaps not catastrophically, but certainly non-trivially.

Transferred and needs to sell.

They are not a valid transfer of title anymore.Second, finding deals is hard work.