Freddie Mac Single-Family Seller/Servicer Guide Chapter 4501 As of 11/15/17 Page 4501-7 The Borrower may have an ownership interest in a residential property other than the Mortgaged Premises if the Borrower does not occupy the property, and the Seller documents the following in the Mortgage file: The Borrower inherited their ownership interest in the property and shares ownership with another party, or The Borrower owns the property with another party and the debt associated with the property was assigned to the other party by a court order (e.g., a divorce decree), or The Borrower is a cosigner/guarantor on the related Mortgage debt and someone other than the Borrower has made payments on the debt associated with the property for the most recent 12 months, as documented with copies of canceled checks or a statement from the lender See Section 5401.2(b)(i) for requirements for excluding liabilities, including Mortgage debt, from the monthly debt payment-to-income ratio.Well - this is my third property that I am acquiring.

With our single family rentals, we have always put down 20%.

I would like to bundle about three properties with one being a single family and the others being at least two-four family where I would like to do a owner occupancy.I'm planning to get pre-approved for a loan with a low down payment (3.5%) that will allow me to bundle any three properties that I find.

I am looking at single family and multi families up to 6 suites. 

I found BP after reading The Book On Rental Property Investing by @Brandon Turner which I found to be the single best overall "how to" rental book I have found thus far (Don't worry Brandon.

I’d say it depends a bit too on the type of properties. 10 single families is very different that say 10 quads, that’d be 10 vs 40 different rents.If you have a manager, they’ll usually input it all into a program that generates monthly reports and end of year reports etc.

The PM list one unit on a VR site and when that books they just keep taking the inquiries without paying anything more than the person who has a single listing.

Should we wait until we have saved enough money for a down payment on a multifamily or just purchase purchase single family home as our primary residence with 100% financing?

I️ would love to do house hacking but unfortunately I️ already rent a single family house with my girlfriend.

What kind of buy and hold are you wanting to do: single-family, plexes, small apartments, commercial, etc?