If you want to scale, then it's better to get loans so you can leverage your money in the long run.  

Hello,I've heard the 10 mortgage cap on conventional loans but today I was told by a friend that after 4 conventional loans under your name the fees or cost of conventional loans increases.

More details:I've got the opportunity to buy a multifamily building for $850,000.Rents will be $9,300/mo first year, $10,500 second year (two units need to be finished)$100,000 buildout construction loan built into mortgageCommercial mortgage at 9% first year and 7.5% interest permanent loan, amortized for 20 years with a 5 year balloon.

You just can't have two owner-occupant loans at once. 

All went well and we got Clear to Close on our investment property loan.

@Olivia Cannizzobuying a primary residence is a very personal decision, and I normally try not to advise on itbut - buying is expensive, in that you can pay significant closing costs on top of the down paymentso... to buy something to live in for 9 months, and then be negative if it's a rental... and now your 20% is stuck in it and not available for when you movedoesn't make a lot of sense to me unless i am missing something.if you move, you could house hack in the new place with a much lower down payment loan... and that frees up a ton of cash for other things. 

There's other methods you can look into like cash out refinance or DSCR loans. 

Hello everyone my names Diego madera I’m 17 and I’ve been learning about real estate for about 2.5 year’s now I started by learning wholesaling but I haven’t taken any action this last year I learned about house hacking and fha loans I’m really gonna focus on building my credit and focus on getting my license since I turn 18 this year and I really wanna aim towards getting a triplex where I can net positive cash flow and just keep on progressing from there this is my first post that I want to hold my self accountable with 

Looking for a conventional loan to accommodate a property with two separate houses on one deed.- Property receives one set of taxes- Both houses are approximately the same sq ft. (1300)- Two single-family homes, not attached (two different addresses)- Property size 0.45 Acres- Township won't allow subdivision unless each house sits on 0.5 acre lots- Will reside in one house upon purchase, and will rent out the second house- One house currently rented out for $1,400 a month with a one-year lease- Purchase price $260,000Looking for ideas or best ways to finance this type of property!

@Paul Xiong you're hearing the result of underwriting restrictions, not your loan officer being unwilling to work with you.