As you are vetting contractors, I'd recommending trying to understand what product they will be using. 

Well when that happens obviously there isn’t as much production and it goes down the line.

If you could find two flip-and-hold properties a year that met even a 90% cash-out refinance metric, you could build a portfolio of a dozen rentals before you even had to think about where to access more capital.That might be a slower strategy than you hope for, but if you did it that way, you'd definitely have a stable, productive portfolio that would spin off a fair amount of cash-flow.

Lastly, I am looking at a 14 unit building for $1.2 million which I would have to sell my current place, and take a small loan to purchase, but after paying all expenses and the note I see it cashflowing 60-70k per year, however it would take awhile to pull any equity out of it therefore slowing how fast I can grow aside from the money I save from my job.Obviously my COC returns would be really good for my current property since I only put 9k down on it originally but as far as long term cashflow I don't see it as a home run except for the fact that I can pull equity from it.

You're at least a $100k shy of getting into single family product.  

This was developed by one of our awesome product managers, Account Closed.

I would visit a non-traditional mortgage originator to see what lenders he or she works with and what products they support without a DTI.Credit score will have to be > 580 and cash position will have to be enough to cover the difference between 96.5% of appraised value and sale price, plus closing costs.

That said, you prob wouldn't ever want to put 200 units of one product size/offering in one location. 

Most of those loan products are stated income so there is no income verification 70% to 80% LTV is the standard for new purchases- (You did not mention credit but there will be credit score min requirements for these type of products)

This was developed by one of our awesome product managers, @Vivian Killin .