We never used any lenders.

Hi Sarah, there are a lot of qualified and great DSCR lenders and brokers on this platform.

Today, with higher rates and tighter spreads, lenders expect borrowers to have liquidity.

Confirm that with a lender that you will be using for the loan. 

Went to a mixer last night with a Lender I work with from Park National that I've closed a few "grant loans" with. 

One of my friends who deals in larger multifamily gets most of his deals from his lender, again they are incentivized to get it to one of their good customers so they can get the purchase and future refi's on the buildings.  

This becomes more complicated and will require lender cooperation.

And keep in mind I am just the bridge lender so folks can BRRR and when they refi I am paid out I dont own any of these long term.The OOS investor acquires a home normally from a fix and flipper be it a turnkey out fit or off of MLS and the agent they are working for like a Holton Wise there in Cleveland for instance.So before they buy it the homes were in disrepair and vast majority are bought from locals who have failed to maintain the property but live there as owner occs.. those folks simply dont get hounded for violations like OOS or non owner occ props.What I have seen is when neighborhoods start to go down hill when they start to turn from predominately owner occ to rentals or the school scores go way down..

Any advice from lenders?

Another possible option would be to do a cash out refinance to get some of my rehab money out of the property and only leave my 10-20% downpayment (whatever the HML lender requires to purchase the property)I would love to know if this is possible or if there are any issue with the plan, especially in the refinancing into a primary portion.