We’ve always wanted to live in FL and my goal is to live in the home as a primary residence as our family grows and then do STR in the future.

@Chirag Rathod A primary residence is eligible for an insured mortgage i.e. homebuyers make a down payment of less than 20% of the purchase price.

The thing is that my fuel and toll expenses will go up since Newburgh is the only affordable area near the city and in NY state right now. 

@Russell Brazil the lender I was working with said I'd have to do 20% as I already have a primary residence and driver's license in VA.

My primary residence is NJ and the investments will be out of state.

I have rentals in Baltimore and a primary in DC; the two areas are completely different beasts.

The VA loan is valuable for the purpose of 100%+ leverage and no PMI.only other scenario I can think of is thay you are trying to use the VA loan for another PRIMARY residence.

The main two were garbage and fuel oil.

I want to make sure I understand the nuances correctly before making this suggestion to to my better half, so hopefully BP can give me good advice about this and make sure I'm thinking through the repercussions correctly.TL;DR My wife hates living in the South and wants out ASAP and our owned primary residence doesn't come anywhere remotely close to cashflow potential, so how do we leave before the 2 year mark while also avoiding a hefty inflation-induced capital gains tax bill?

My wife and I house hacked a duplex for our very first home. We renovated the unit we lived in and have had tenants in the other side the entire time. Now we had a job change and have moved out of state so both sides ...