While you should always strive to avoid unnecessary fees whenever possible you are not technically late if you miss the 15th.

I would worry if the floors were out of kilter enough to prevent a normal person from standing up right or walking on the floor without falling.

I am sure I am adding unnecessary complication to this as it comes with the analysis-paralysis but I am not sure how to get started.

I love the man to death, but he can be very difficult and introduces a lot of unnecessary stress between my wife and I.

Does anyone think if I come over with a gift basket and a $200 gift card as a "sorry you're getting pushed out" it is a gesture too much or unnecessary?

Way to go tenantresourcecenter...Check this out: https://www.rentprep.com/property-management/landlord-guide-assistance-animals/Regardless, I think one of the easiest ways to prevent the ESA lies is to just allow pets and have a very strong pet policy. 

I understand the spirit of preventing investors from using loans meant for owner-occs, but that argument doesn't fully explain this provision in my opinion.

But when your house is on fire and you see someone pouring gasoline on it, you suddenly become uninterested in who started the fire and more concerned with those preventing you from putting it out. 

Holding it exposes you and the property to unnecessary liability.

I got to the point where I provided 3-4 very accurate comps to every appraiser, prior to the appraisal process, so they knew I understood the market should valuation come up short - that step went a long way in preventing issues!