This too was a new construction home and I used the builder's lender and preferred title company as well.3.

@Brett Chandler my plan would be to use the refi money for down payment in my next property so it’s preferable to not have a second mortgage for that purpose.

I’m looking to switch brokers and would prefer someone dual licensed.

I would prefer not to pay for a professional inspection knowing I will back out anyways.

We try to stay away from the coins for the following reasons:Less convenient for our residentsProne to theftIf the coin hopper  is not cleared regularly it can jam and make machine unableTend to be older machines and more maintenanceToday, my first preference would be app based, followed by a magnetic card which can be reloaded via a machine in the office.

I really prefer that to going through the advertising process.

It’s more efficient to spread your cash out, but to some people they don’t like carrying all of that debt where paying for cash would be more preferable.

Fine print / requirement to use settlement servicesMake sure you read the listing agreement and there is no requirement to use the listing agents preferred escrow, etc.f. 

It's not only based on the different filters as you mentioned @Chris Forza, but also the type (and amount) of coverage you prefer to carry on the property.My best suggestion would be to reach out to an independent insurance broker who specializes in working with investors to learn what type of coverage you want on your portfolio and to obtain quotes from there.Best of luck!

It helps build a strong cohesive team when people prefer to work with others on their team.