I also understand there are DSCR options but not certain I want to go that route.

But I run into the scenario often with clients/investors of mine who are seeking to leverage the seller carry in a 2nd position behind a senior loan, but have only ever found this possible through short-term capital.

Exactly unintended consequences and total BS. its like throwing the baby out with the bath water. this is not good this needs to be addressed in a positive manner and like right NOW. in my mind. 

From what I see and my experience, it is a bit hard to find one that is going to Cash Flow positively right away.

The approval you have from your lender is based on TODAY's interest rate, if you were to find a home with an assumable loan with 3%-4% rate you would be eligible to buy a more expensive home and therefore open up your house hacking options quite a bit. 

If it is, DSCR will not be a option without a very large downpayment.

@seththompson have you been able to get positive cash flows in your area.

What would be some options for us?

In the future, you’ve already built in a transparency of the monetary value for the contractor position, should the salary be  “waived”, “discounted” or “delayed-til-closing” as an added investment element.  

If you're looking for a software I know that Propstream is a popular option that pulls records from public sources that you can filter for sellers who might be motivated.